Terms of use

Last updated: 17 October 2026

What this is

LedgerDrop reads a bank statement PDF in your browser and writes a CSV file. There is a free version and a paid one, LedgerDrop Pro, which is a single payment of $39 and not a subscription. Using either means you accept these terms. If you do not, do not use it.

Accuracy is not promised — check the output

LedgerDrop is not an accounting product and its output is not verified financial data. It works out where the columns are from the way the text is laid out on the page. Statements vary, banks change their layouts, and a document that looks ordinary can be read incorrectly. Amounts, dates, signs, running balances and check numbers may be wrong, and rows may be missing or duplicated.

The balance check on the results page is a strong signal, not proof: it compares what was extracted against the opening and closing balances printed on the statement. It cannot tell you anything when a statement does not print both, and there are errors it will not catch — for example two mistakes that cancel out, or a description attached to the wrong row.

If you enter the statement period yourself, each date printed without a year is given the year that places it inside that period, as you entered it. When you enter the period by hand, check the rows against the original statement.

Before you use the CSV for bookkeeping, a tax return, a loan application, or anything else that matters, check it against the statement itself. You, not LedgerDrop, are responsible for the accuracy of your own records and filings.

Not advice

Nothing here is accounting, tax, legal or financial advice. If you need advice, talk to a qualified professional in your jurisdiction.

Your files

Your statement is read in your browser and is not transmitted to us — see Privacy. Because we never receive it, we cannot recover, resend or delete a file for you, and we have no record of what you converted. Keep your own copies.

Provided "as is"

LedgerDrop is provided as is and as available, without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that it will be available, uninterrupted, error-free, or that it will work with any particular bank or document.

Limitation of liability

To the fullest extent permitted by law, Tekiba and the operators of LedgerDrop are not liable for any loss or damage arising out of your use of, or inability to use, this tool — including lost or incorrect financial records, misfiled returns, penalties, interest, lost profits, or any indirect or consequential loss — even if advised of the possibility. Where liability cannot be excluded by law, it is limited to the amount you paid to use the tool — which is nothing for the free version and $39 for LedgerDrop Pro.

Nothing in these terms excludes liability for fraud, or for anything else that cannot lawfully be excluded. Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you; the rest still does.

Acceptable use

Use LedgerDrop only on documents you are entitled to process. Do not use it to break the law, to infringe anyone's rights, or to attack or overload the site. Do not present it as your own product or imply that we endorse yours.

Third-party components

The PDF text is read with pdf.js, distributed under the Apache License 2.0; the licence text ships with the site at /assets/vendor/pdf.js-LICENSE.txt. Bank names that appear anywhere on this site are the trademarks of their owners and are used only to describe what the tool reads. LedgerDrop is not affiliated with, endorsed by, or connected to any bank or financial institution. QuickBooks and Xero are likewise trademarks of Intuit Inc. and Xero Limited, and freee is a trademark of freee K.K. The CSV layouts LedgerDrop writes are built from each company's own published import documentation, which is linked on the converter page; LedgerDrop is not affiliated with any of these companies, and none has endorsed it. An import format is theirs to change without telling us. Quicken and YNAB are trademarks of their respective owners, and the same applies to them. A QBO, OFX or QIF file is written to the published OFX and QIF specifications, with two exceptions. Intuit does not publish the QBO format, so its INTU.BID element and default value 3000, and the values written in the standard OFX block that names the bank beside it, follow other converters' help pages rather than Intuit. And the YYYY-MM-DD date offered for QIF is not in Intuit's QIF document; the month-first default is. Whether a particular program accepts any of these files is that program's decision.

LedgerDrop Pro

LedgerDrop Pro is a one-time payment of $39 USD. It is not a subscription, there is nothing to cancel, and there is no account to create. What you get is a licence key, saved in your own browser. There is no per-page allowance and nothing expires.

The paid version removes the free version's page limit, converts several PDFs at once, writes CSV files laid out for QuickBooks Online and Xero, writes files in Web Connect (QBO), OFX and QIF format, saves per-bank column mappings in your browser, and produces a reconciliation report. The free version keeps what it has: one statement at a time, a CSV for files of up to three pages, and — on a statement of any length — the complete on-screen table and balance check.

The purchase includes all future updates to LedgerDrop Pro while the service is offered. That is a statement about updates, not about how long the service will run. Your key is checked in your browser, and against our licence service at most once a month, which never locks you out if it cannot be reached; but the tool itself is loaded from this site, so it works for as long as the site is served. The updates are included while the service is offered, and we make no promise about how long that will be.

The licence is for you or your organisation to use. It is not sold per seat and we do not count installations; it is checked in your browser, and we would rather say plainly that somebody determined to share a key can, than pretend otherwise. What the key protects is that nobody can manufacture one.

Payment and refunds

Payments are handled by Paddle, who are the merchant of record. Your card details go to Paddle and never to this site.

If it does not do what you needed, ask for a refund within 30 days and you will get one — once. Write to [email protected] with the email address you bought with. A refunded key stops unlocking the paid features; the free version keeps working.

Refunds under this policy are one per customer. Buying again after a refund is welcome — you are not blocked, and the key works exactly as before — but we will not approve a second "it was not what I needed" refund. We would rather say that plainly than approve the first and argue about the second.

That limit is on our own refund policy and not on your rights. It does not affect any statutory right to a refund you have where you live, and it does not affect Paddle's own policy if the software is faulty or does not work at all. If something is broken, write to us — that is not the same conversation.

You are strongly encouraged to convert your own statement before paying. The whole table and the whole balance check are shown free, on a statement of any length, precisely so that the question "does this read my bank correctly?" is answered before any money changes hands.

Changes and contact

These terms may change; the date at the top will change with them, and continuing to use the tool means accepting the new version. Questions can be sent to [email protected].

Governing law and jurisdiction

These terms, and any dispute about the software they cover, are governed by the laws of Japan, without regard to its conflict-of-law rules. Any dispute that cannot be settled by discussion is subject to the exclusive jurisdiction of the courts of Japan. If you are a consumer, nothing in this section takes away protections you have under the mandatory consumer laws of the country where you live. Purchases are made from Paddle, the merchant of record, and the purchase itself is governed by Paddle's terms.